Private Lenders

Private Lenders

Private lenders are non-bank lending organizations that provide loans, typically for real estate-based transactions. Since private lenders are not banking institutions, they are able to offer more flexible, creative, and situational financing options than conventional banking lenders. Because of the freedom with which they are able to operate, private lenders are often more relationship focused than conventional lenders, relying on an extensive knowledge of the market in which they operate to make prudent lending decisions.

Creative Financing Options

By using underlying collateral values as the basis of their loans, Endeavor Capital and other private lenders are able to provide creative financing options such as real estate bridge loans, acquisition loans, or mezzanine loans to meet the needs of their clients. Since these loans bypass a conventional underwriting structure and are instead based upon the financial strength of real estate, loans can be made without relying upon the credit history of the applicant. Endeavor Capital, which has been serving its clients for over 15 years, offers loan amounts from $10,000 to $10,000,000 with terms ranging from six months to two years and loan to value ratios approaching, and occasionally exceeding, 70%.of Endeavor Capital’s loans to move from introductions to closing within ten business days whereas conventional lenders may take as long as 60 days or more.

As a private lender, Endeavor Capital understands that circumstances of each and every client represent a unique opportunity. Rather than burdening potential clients with extensive lists of required information, Endeavor Capital requests only the information that is relevant to the project at hand and is therefore able to fund loans over a short time frame. Most of Endeavor Capital’s loans to move from introductory meetings to closing within ten business days.

More than 50 years of Industry Experience

Led by an executive team that combines for more than 50 years of industry experience, Endeavor Capital provides unparalleled expertise in assisting clients as they realize their real estate investment goals. Free of the strict guidelines of banks and other conventional lenders, Endeavor Capital offers creative financing uniquely tailored to the needs of its clients. By providing its clients with a suite of situational solutions, Endeavor Capital is able to fund loans for acquisition, construction, and other investment projects, all within an expedient time frame. Regardless of its complexity or unconventional nature, Endeavor Capital wants to discuss your vision for your real estate project.